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  • Is There A Spof in Your Future?
    • GICS • Equity-indexed annuities • Long-term care Current problems with product filing are due in ... life, annuity, variable, disability, or long-term care. The working group stated that their hope was that ...

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    • Authors: Norman E Hill
    • Date: Dec 2000
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Small Talk
    • Topics: Annuities; Health & Disability; Life Insurance
  • Regulatory Update for 2013
    PBR a. Non-variable annuities and long-term care (VM22 and VM25, respectively)—No firm proposals ... the primary demand for PBR and reserve reductions. Also, these products seem to be the primary products ...

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    • Authors: Norman E Hill
    • Date: Mar 2014
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Small Talk
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • Small Talk Newsletter, May 1998, Issue No. 11.
    investment both internal and external including direct This is likely to create a receivable, given business ... Regulation A–620, Accelerated Benefits A–641, Long-Term-Care Insurance Model Regulation A–820, Standard Valuation ...

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    • Authors: Christian J DesRochers, Jerry Enoch, Anson Glacy, R Thomas Herget, Norman E Hill, Paul J Sulek, James Thompson, Thomas P Tierney, Teri Geske, DALE ALLEN HALL, JOHN WADE, D A D'Annunzio, Joel Lantzman
    • Date: May 1998
    • Publication Name: Small Talk
  • Managing the Balance Sheet
    valuation dates, is reported below the line as a direct impact on retained earnings. Now we end up with ... MANAGING THE BALANCE SHEET I know stock analysts don't care for FAS 115 and how to reflect its impact in evaluating ...

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    • Authors: Joseph Dunn, R Thomas Herget, Norman E Hill, Christopher T Anderson
    • Date: May 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Financial Accounting Standards Board [FASB]; Public Policy
  • Corporate Downsizing-How to Keep Yourself Marketable
    environment with M&R in 1998, he was with Choice Care Health Plans in Ohio where he acted as chief actuary ... consulting role, has worked on numerous managed care health issues. In doing research for this forum ...

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    • Authors: Michael Braunstein, Norman E Hill, Stuart Rachlin, Audrey Comisky, Kyle Brua, Kathleen A Tottle, Tom Kennedy
    • Date: May 2000
    • Competency: Communication; Leadership>Professional network leverage; Leadership>Thought leadership; Relationship Management>Relationships and trust
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Professional development
  • The Actuarial Opinion Model Regulation AOMRTakes Center Stage
    toughest regulatory state). 2. Regulators — their primary objection was that a Section 7 reserve opinion ... requirements to measure liabilities for long-term care and non-cancelable disability. These products ...

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    • Authors: Norman E Hill
    • Date: Jun 2000
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • Principle-Based Reserves PBR – More Trends, But Not Resolution
    (VM21) and health insur- ance, including long-term care (VM25). If SVL was adopted among the states, completely ... to require separate cash flow projections for direct and reinsurance ceded portions. 7. Numerous ...

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    • Authors: Norman E Hill
    • Date: Dec 2008
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Small Talk
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • Updated Regulatory Gamut—From OFC to PBR and In Between
    provision that, on heavily coinsured term insurance, direct versus ceded modal pre- mium differences would ... annuities and health insurance, including long-term care. Summary As always, there are a host of regulatory ...

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    • Authors: Norman E Hill
    • Date: Nov 2009
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Small Talk
    • Topics: Public Policy
  • Equity for Existing Policy Owners
    nonparticipating policies. The dividend mechanism is the primary means of assuring equity for parti- cipating policies ... reason- ably precise and evenhanded - precise about direct income and expenses and evenhanded in the treatment ...

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    • Authors: Arnold Dicke, Norman E Hill, Richard Charles Murphy, James Reiskytl
    • Date: Oct 1981
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Surplus Management
    business from a direct writing company. Mechanically, the reinsurer pays an allowance to the direct writing company ... is fully exposed to the same risk of loss as the direct writer. Financial reinsurance transactions are ...

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    • Authors: Robert J Callahan, Norman E Hill, Michael Sproule, William R Wellnitz
    • Date: Oct 1990
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments>Capital management - Finance & Investments